63043 — St. Louis County, Missouri Market Snapshot
Housing market data for zip code 63043 in St. Louis County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
68 sales in 2026 (year to date)
Median Sale Price
$266,700
Days to Sell
17
Homes Sold
68
Inventory
50
Sale-to-List
101.5%
New Listings
106
Price/SqFt
$191
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 63043 can comfortably use conventional financing. The median home price of $266,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 63043 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 63043 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 63043 can comfortably use conventional financing. The median home price of $266,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63043 are set at the county level.
2026 Loan Limits — St. Louis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63043
To purchase the median home at $266,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,193.
Monthly Payment
$2,193
Income Required
$94,002
Principal & Interest
$1,643/mo
Down Payment (5%)
$13,335
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63043.
Estimated Monthly Payment
$1,801
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