63033 — St. Louis County, Missouri Market Snapshot
Housing market data for zip code 63033 in St. Louis County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
108 sales in 2026 (year to date)
Median Sale Price
$214,500
Days to Sell
21
Homes Sold
108
Inventory
81
Sale-to-List
99.5%
New Listings
173
Price/SqFt
$131
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 63033 can comfortably use conventional financing. The median home price of $214,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 63033 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 63033 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 63033 can comfortably use conventional financing. The median home price of $214,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63033 are set at the county level.
2026 Loan Limits — St. Louis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63033
To purchase the median home at $214,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,793.
Monthly Payment
$1,793
Income Required
$76,861
Principal & Interest
$1,322/mo
Down Payment (5%)
$10,725
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63033.
Estimated Monthly Payment
$1,477
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