63125 — St. Louis city, Missouri Market Snapshot
Housing market data for zip code 63125 in St. Louis city, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$133,500
Days to Sell
9
Homes Sold
16
Inventory
12
Sale-to-List
98.4%
New Listings
21
Price/SqFt
$121
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 63125 can comfortably use conventional financing. The median home price of $133,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
63125 is an extremely competitive market with homes selling in just 9 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 63125 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 63125 can comfortably use conventional financing. The median home price of $133,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63125 are set at the county level.
2026 Loan Limits — St. Louis city
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63125
To purchase the median home at $133,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,173.
Monthly Payment
$1,173
Income Required
$50,264
Principal & Interest
$823/mo
Down Payment (5%)
$6,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63125.
Estimated Monthly Payment
$976
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