65548 — Shannon County, Missouri Market Snapshot
Housing market data for zip code 65548 in Shannon County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$152,300
Days to Sell
57
Homes Sold
16
Inventory
19
Sale-to-List
98.2%
New Listings
22
Price/SqFt
$110
Pending Sales
22
Conforming Loan Available
Most homebuyers in 65548 can comfortably use conventional financing. The median home price of $152,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
65548's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 65548 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 65548 can comfortably use conventional financing. The median home price of $152,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65548 are set at the county level.
2026 Loan Limits — Shannon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65548
To purchase the median home at $152,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,317.
Monthly Payment
$1,317
Income Required
$56,437
Principal & Interest
$938/mo
Down Payment (5%)
$7,615
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65548.
Estimated Monthly Payment
$1,093
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