65301 — Pettis County, Missouri Market Snapshot
Housing market data for zip code 65301 in Pettis County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
106 sales in 2026 (year to date)
Median Sale Price
$227,000
Days to Sell
32
Homes Sold
106
Inventory
68
Sale-to-List
94.2%
New Listings
126
Price/SqFt
$133
Pending Sales
136
Conforming Loan Available
Most homebuyers in 65301 can comfortably use conventional financing. The median home price of $227,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
65301's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 65301 sells for 5.8% below asking price (94.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 65301 can comfortably use conventional financing. The median home price of $227,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65301 are set at the county level.
2026 Loan Limits — Pettis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65301
To purchase the median home at $227,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,889.
Monthly Payment
$1,889
Income Required
$80,966
Principal & Interest
$1,399/mo
Down Payment (5%)
$11,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65301.
Estimated Monthly Payment
$1,555
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 65301. Tell us what you're looking for.