63052 — Jefferson County, Missouri Market Snapshot
Housing market data for zip code 63052 in Jefferson County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
92 sales in 2026 (year to date)
Median Sale Price
$321,500
Days to Sell
14
Homes Sold
92
Inventory
44
Sale-to-List
100.6%
New Listings
109
Price/SqFt
$193
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 63052 can comfortably use conventional financing. The median home price of $321,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 63052 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 63052 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 63052 can comfortably use conventional financing. The median home price of $321,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63052 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63052
To purchase the median home at $321,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,613.
Monthly Payment
$2,613
Income Required
$111,996
Principal & Interest
$1,981/mo
Down Payment (5%)
$16,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63052.
Estimated Monthly Payment
$2,140
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