65809 — Greene County, Missouri Market Snapshot
Housing market data for zip code 65809 in Greene County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
48 sales in 2026 (year to date)
Median Sale Price
$422,400
Days to Sell
22
Homes Sold
48
Inventory
55
Sale-to-List
0.0%
New Listings
87
Price/SqFt
$155
Pending Sales
67
Conforming Loan Available
Most homebuyers in 65809 can comfortably use conventional financing. The median home price of $422,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 65809 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 65809 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 65809 can comfortably use conventional financing. The median home price of $422,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65809 are set at the county level.
2026 Loan Limits — Greene County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65809
To purchase the median home at $422,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,386.
Monthly Payment
$3,386
Income Required
$145,127
Principal & Interest
$2,603/mo
Down Payment (5%)
$21,120
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65809.
Estimated Monthly Payment
$2,764
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 65809. Tell us what you're looking for.