65804 — Greene County, Missouri Market Snapshot
Housing market data for zip code 65804 in Greene County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
155 sales in 2026 (year to date)
Median Sale Price
$284,000
Days to Sell
13
Homes Sold
155
Inventory
93
Sale-to-List
100.0%
New Listings
221
Price/SqFt
$162
Pending Sales
189
Conforming Loan Available
Most homebuyers in 65804 can comfortably use conventional financing. The median home price of $284,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
65804 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 65804 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 65804 can comfortably use conventional financing. The median home price of $284,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65804 are set at the county level.
2026 Loan Limits — Greene County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65804
To purchase the median home at $284,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,326.
Monthly Payment
$2,326
Income Required
$99,682
Principal & Interest
$1,750/mo
Down Payment (5%)
$14,200
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65804.
Estimated Monthly Payment
$1,908
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