65802 — Greene County, Missouri Market Snapshot
Housing market data for zip code 65802 in Greene County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
220 sales in 2026 (year to date)
Median Sale Price
$219,900
Days to Sell
25
Homes Sold
220
Inventory
194
Sale-to-List
95.3%
New Listings
330
Price/SqFt
$160
Pending Sales
266
Conforming Loan Available
Most homebuyers in 65802 can comfortably use conventional financing. The median home price of $219,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 65802 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 65802 sells for 4.7% below asking price (95.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 65802 can comfortably use conventional financing. The median home price of $219,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65802 are set at the county level.
2026 Loan Limits — Greene County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65802
To purchase the median home at $219,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,835.
Monthly Payment
$1,835
Income Required
$78,634
Principal & Interest
$1,355/mo
Down Payment (5%)
$10,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65802.
Estimated Monthly Payment
$1,511
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