63061 — Franklin County, Missouri Market Snapshot
Housing market data for zip code 63061 in Franklin County, Missouri. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Franklin County county page for broader data.
Market Sales Data
2 sales in 2025
Median Sale Price
$334,950
Days to Sell
30
Homes Sold
2
Inventory
N/A
Conforming Loan Available
Most homebuyers in 63061 can comfortably use conventional financing. The median home price of $334,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
63061's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 63061 can comfortably use conventional financing. The median home price of $334,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63061 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63061
To purchase the median home at $334,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,716.
Monthly Payment
$2,716
Income Required
$116,412
Principal & Interest
$2,064/mo
Down Payment (5%)
$16,748
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63061.
Estimated Monthly Payment
$2,223
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