65536 — Dallas County, Missouri Market Snapshot
Housing market data for zip code 65536 in Dallas County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
100 sales in 2026 (year to date)
Median Sale Price
$241,950
Days to Sell
60
Homes Sold
100
Inventory
95
Sale-to-List
97.9%
New Listings
121
Price/SqFt
$147
Pending Sales
131
Conforming Loan Available
Most homebuyers in 65536 can comfortably use conventional financing. The median home price of $241,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 65536 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 65536 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 65536 can comfortably use conventional financing. The median home price of $241,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65536 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65536
To purchase the median home at $241,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,004.
Monthly Payment
$2,004
Income Required
$85,875
Principal & Interest
$1,491/mo
Down Payment (5%)
$12,098
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65536.
Estimated Monthly Payment
$1,647
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