65063 — Boone County, Missouri Market Snapshot
Housing market data for zip code 65063 in Boone County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$259,900
Days to Sell
18
Homes Sold
11
Inventory
7
Sale-to-List
0.0%
New Listings
12
Price/SqFt
$176
Pending Sales
9
Conforming Loan Available
Most homebuyers in 65063 can comfortably use conventional financing. The median home price of $259,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 65063 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 65063 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 65063 can comfortably use conventional financing. The median home price of $259,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65063 are set at the county level.
2026 Loan Limits — Boone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65063
To purchase the median home at $259,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,141.
Monthly Payment
$2,141
Income Required
$91,769
Principal & Interest
$1,601/mo
Down Payment (5%)
$12,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65063.
Estimated Monthly Payment
$1,758
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