55330 — Wright County, Minnesota Market Snapshot
Housing market data for zip code 55330 in Wright County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
143 sales in 2026 (year to date)
Median Sale Price
$441,000
Days to Sell
35
Homes Sold
143
Inventory
117
Sale-to-List
100.0%
New Listings
231
Price/SqFt
$193
Pending Sales
184
Conforming Loan Available
Most homebuyers in 55330 can comfortably use conventional financing. The median home price of $441,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
55330's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 55330 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55330 can comfortably use conventional financing. The median home price of $441,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55330 are set at the county level.
2026 Loan Limits — Wright County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55330
To purchase the median home at $441,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,529.
Monthly Payment
$3,529
Income Required
$151,234
Principal & Interest
$2,717/mo
Down Payment (5%)
$22,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55330.
Estimated Monthly Payment
$2,879
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