55302 — Wright County, Minnesota Market Snapshot
Housing market data for zip code 55302 in Wright County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$409,900
Days to Sell
131
Homes Sold
23
Inventory
37
Sale-to-List
100.3%
New Listings
48
Price/SqFt
$197
Pending Sales
34
Conforming Loan Available
Most homebuyers in 55302 can comfortably use conventional financing. The median home price of $409,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 131 days on average, 55302 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 55302 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55302 can comfortably use conventional financing. The median home price of $409,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55302 are set at the county level.
2026 Loan Limits — Wright County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55302
To purchase the median home at $409,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,291.
Monthly Payment
$3,291
Income Required
$141,022
Principal & Interest
$2,526/mo
Down Payment (5%)
$20,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55302.
Estimated Monthly Payment
$2,687
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