55129 — Washington County, Minnesota Market Snapshot
Housing market data for zip code 55129 in Washington County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
100 sales in 2026 (year to date)
Median Sale Price
$565,492
Days to Sell
41
Homes Sold
100
Inventory
82
Sale-to-List
99.0%
New Listings
160
Price/SqFt
$200
Pending Sales
111
Conforming Loan Available
Most homebuyers in 55129 can comfortably use conventional financing. The median home price of $565,492 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
55129's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 55129 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55129 can comfortably use conventional financing. The median home price of $565,492 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55129 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55129
To purchase the median home at $565,492 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,483.
Monthly Payment
$4,483
Income Required
$192,112
Principal & Interest
$3,484/mo
Down Payment (5%)
$28,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55129.
Estimated Monthly Payment
$3,650
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 55129. Tell us what you're looking for.