55110 — Washington County, Minnesota Market Snapshot
Housing market data for zip code 55110 in Washington County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
128 sales in 2026 (year to date)
Median Sale Price
$380,250
Days to Sell
18
Homes Sold
128
Inventory
64
Sale-to-List
100.6%
New Listings
181
Price/SqFt
$224
Pending Sales
170
Conforming Loan Available
Most homebuyers in 55110 can comfortably use conventional financing. The median home price of $380,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55110 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55110 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55110 can comfortably use conventional financing. The median home price of $380,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55110 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55110
To purchase the median home at $380,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,063.
Monthly Payment
$3,063
Income Required
$131,287
Principal & Interest
$2,343/mo
Down Payment (5%)
$19,013
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55110.
Estimated Monthly Payment
$2,503
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