55033 — Washington County, Minnesota Market Snapshot
Housing market data for zip code 55033 in Washington County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
81 sales in 2026 (year to date)
Median Sale Price
$365,700
Days to Sell
16
Homes Sold
81
Inventory
36
Sale-to-List
100.6%
New Listings
97
Price/SqFt
$202
Pending Sales
89
Conforming Loan Available
Most homebuyers in 55033 can comfortably use conventional financing. The median home price of $365,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55033 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55033 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55033 can comfortably use conventional financing. The median home price of $365,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55033 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55033
To purchase the median home at $365,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,952.
Monthly Payment
$2,952
Income Required
$126,509
Principal & Interest
$2,253/mo
Down Payment (5%)
$18,285
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55033.
Estimated Monthly Payment
$2,413
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 55033. Tell us what you're looking for.