56052 — Rice County, Minnesota Market Snapshot
Housing market data for zip code 56052 in Rice County, Minnesota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Rice County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$1,605,000
Days to Sell
16
Homes Sold
1
Inventory
3
Jumbo Loan Likely Needed
The median home in 56052 at $1,605,000 exceeds the 2026 conforming loan limit of $832,750 by $772,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 56052 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 56052 at $1,605,000 exceeds the 2026 conforming loan limit of $832,750 by $772,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 56052 are set at the county level.
2026 Loan Limits — Rice County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 56052
To purchase the median home at $1,605,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,447.
Monthly Payment
$12,447
Income Required
$533,443
Principal & Interest
$9,890/mo
Down Payment (5%)
$80,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 56052.
Estimated Monthly Payment
$10,083
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 56052.
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