55439 — Hennepin County, Minnesota Market Snapshot
Housing market data for zip code 55439 in Hennepin County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$702,500
Days to Sell
36
Homes Sold
36
Inventory
33
Sale-to-List
98.9%
New Listings
57
Price/SqFt
$239
Pending Sales
47
Conforming Loan Available
The median home in 55439 at $702,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
55439's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 55439 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 55439 at $702,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 55439 are set at the county level.
2026 Loan Limits — Hennepin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55439
To purchase the median home at $702,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,532.
Monthly Payment
$5,532
Income Required
$237,100
Principal & Interest
$4,329/mo
Down Payment (5%)
$35,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55439.
Estimated Monthly Payment
$4,498
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 55439. Tell us what you're looking for.