55317 — Carver County, Minnesota Market Snapshot
Housing market data for zip code 55317 in Carver County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
102 sales in 2026 (year to date)
Median Sale Price
$517,500
Days to Sell
19
Homes Sold
102
Inventory
40
Sale-to-List
101.2%
New Listings
141
Price/SqFt
$219
Pending Sales
129
Conforming Loan Available
Most homebuyers in 55317 can comfortably use conventional financing. The median home price of $517,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55317 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55317 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55317 can comfortably use conventional financing. The median home price of $517,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55317 are set at the county level.
2026 Loan Limits — Carver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55317
To purchase the median home at $517,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,115.
Monthly Payment
$4,115
Income Required
$176,354
Principal & Interest
$3,189/mo
Down Payment (5%)
$25,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55317.
Estimated Monthly Payment
$3,353
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