55092 — Anoka County, Minnesota Market Snapshot
Housing market data for zip code 55092 in Anoka County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$394,950
Days to Sell
18
Homes Sold
32
Inventory
20
Sale-to-List
100.6%
New Listings
49
Price/SqFt
$203
Pending Sales
42
Conforming Loan Available
Most homebuyers in 55092 can comfortably use conventional financing. The median home price of $394,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55092 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55092 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55092 can comfortably use conventional financing. The median home price of $394,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55092 are set at the county level.
2026 Loan Limits — Anoka County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55092
To purchase the median home at $394,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,176.
Monthly Payment
$3,176
Income Required
$136,114
Principal & Interest
$2,434/mo
Down Payment (5%)
$19,748
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55092.
Estimated Monthly Payment
$2,594
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