48836 — Livingston County, Michigan Market Snapshot
Housing market data for zip code 48836 in Livingston County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$343,450
Days to Sell
35
Homes Sold
44
Inventory
30
Sale-to-List
100.3%
New Listings
58
Price/SqFt
$190
Pending Sales
51
Conforming Loan Available
Most homebuyers in 48836 can comfortably use conventional financing. The median home price of $343,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
48836's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 48836 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 48836 can comfortably use conventional financing. The median home price of $343,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 48836 are set at the county level.
2026 Loan Limits — Livingston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 48836
To purchase the median home at $343,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,781.
Monthly Payment
$2,781
Income Required
$119,203
Principal & Interest
$2,116/mo
Down Payment (5%)
$17,173
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 48836.
Estimated Monthly Payment
$2,276
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