49670 — Leelanau County, Michigan Market Snapshot
Housing market data for zip code 49670 in Leelanau County, Michigan. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Leelanau County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$482,500
Days to Sell
26
Homes Sold
6
Inventory
18
Conforming Loan Available
Most homebuyers in 49670 can comfortably use conventional financing. The median home price of $482,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 49670 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 49670 can comfortably use conventional financing. The median home price of $482,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 49670 are set at the county level.
2026 Loan Limits — Leelanau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 49670
To purchase the median home at $482,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,847.
Monthly Payment
$3,847
Income Required
$164,861
Principal & Interest
$2,973/mo
Down Payment (5%)
$24,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 49670.
Estimated Monthly Payment
$3,136
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 49670. Tell us what you're looking for.