49301 — Kent County, Michigan Market Snapshot
Housing market data for zip code 49301 in Kent County, Michigan. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 9 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Kent County county page for broader data.
Market Sales Data
9 sales in 2026 (year to date)
Median Sale Price
$703,674
Days to Sell
60
Homes Sold
9
Inventory
3
Conforming Loan Available
The median home in 49301 at $703,674 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 49301 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 49301 at $703,674 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 49301 are set at the county level.
2026 Loan Limits — Kent County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 49301
To purchase the median home at $703,674 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,541.
Monthly Payment
$5,541
Income Required
$237,486
Principal & Interest
$4,336/mo
Down Payment (5%)
$35,184
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 49301.
Estimated Monthly Payment
$4,505
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