48848 — Clinton County, Michigan Market Snapshot
Housing market data for zip code 48848 in Clinton County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$300,450
Days to Sell
27
Homes Sold
14
Inventory
9
Sale-to-List
99.2%
New Listings
19
Price/SqFt
$156
Pending Sales
21
Conforming Loan Available
Most homebuyers in 48848 can comfortably use conventional financing. The median home price of $300,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 48848 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 48848 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 48848 can comfortably use conventional financing. The median home price of $300,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 48848 are set at the county level.
2026 Loan Limits — Clinton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 48848
To purchase the median home at $300,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,452.
Monthly Payment
$2,452
Income Required
$105,084
Principal & Interest
$1,851/mo
Down Payment (5%)
$15,023
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 48848.
Estimated Monthly Payment
$2,009
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