03903 — York County, Maine Market Snapshot
Housing market data for zip code 03903 in York County, Maine. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$602,450
Days to Sell
8
Homes Sold
10
Inventory
11
Sale-to-List
103.3%
New Listings
21
Price/SqFt
$396
Pending Sales
13
Conforming Loan Available
Most homebuyers in 03903 can comfortably use conventional financing. The median home price of $602,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
03903 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 03903 are selling 3.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 03903 can comfortably use conventional financing. The median home price of $602,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03903 are set at the county level.
2026 Loan Limits — York County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $615,250 |
| 2 Units | $1,066,250 | $787,650 |
| 3 Units | $1,288,800 | $952,050 |
| 4 Units | $1,601,750 | $1,183,200 |
Affordability Snapshot — Zip 03903
To purchase the median home at $602,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,766.
Monthly Payment
$4,766
Income Required
$204,248
Principal & Interest
$3,712/mo
Down Payment (5%)
$30,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03903.
Estimated Monthly Payment
$3,878
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