70529 — Vermilion Parish, Louisiana Market Snapshot
Housing market data for zip code 70529 in Vermilion Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$230,250
Days to Sell
66
Homes Sold
58
Inventory
43
Sale-to-List
99.3%
New Listings
51
Price/SqFt
$138
Pending Sales
50
Conforming Loan Available
Most homebuyers in 70529 can comfortably use conventional financing. The median home price of $230,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 66 days on average, 70529 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70529 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70529 can comfortably use conventional financing. The median home price of $230,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70529 are set at the county level.
2026 Loan Limits — Vermilion Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70529
To purchase the median home at $230,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,914.
Monthly Payment
$1,914
Income Required
$82,033
Principal & Interest
$1,419/mo
Down Payment (5%)
$11,513
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70529.
Estimated Monthly Payment
$1,575
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