70455 — Tangipahoa Parish, Louisiana Market Snapshot
Housing market data for zip code 70455 in Tangipahoa Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$219,707
Days to Sell
64
Homes Sold
18
Inventory
10
Sale-to-List
97.2%
New Listings
24
Price/SqFt
$154
Pending Sales
26
Conforming Loan Available
Most homebuyers in 70455 can comfortably use conventional financing. The median home price of $219,707 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 70455 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70455 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70455 can comfortably use conventional financing. The median home price of $219,707 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70455 are set at the county level.
2026 Loan Limits — Tangipahoa Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70455
To purchase the median home at $219,707 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,833.
Monthly Payment
$1,833
Income Required
$78,571
Principal & Interest
$1,354/mo
Down Payment (5%)
$10,985
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70455.
Estimated Monthly Payment
$1,510
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