70445 — St. Tammany Parish, Louisiana Market Snapshot
Housing market data for zip code 70445 in St. Tammany Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$267,400
Days to Sell
58
Homes Sold
38
Inventory
54
Sale-to-List
98.1%
New Listings
54
Price/SqFt
$149
Pending Sales
49
Conforming Loan Available
Most homebuyers in 70445 can comfortably use conventional financing. The median home price of $267,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
70445's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 70445 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70445 can comfortably use conventional financing. The median home price of $267,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70445 are set at the county level.
2026 Loan Limits — St. Tammany Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70445
To purchase the median home at $267,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,199.
Monthly Payment
$2,199
Income Required
$94,231
Principal & Interest
$1,648/mo
Down Payment (5%)
$13,370
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70445.
Estimated Monthly Payment
$1,805
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