70584 — St. Landry Parish, Louisiana Market Snapshot
Housing market data for zip code 70584 in St. Landry Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$234,750
Days to Sell
104
Homes Sold
22
Inventory
18
Sale-to-List
95.6%
New Listings
18
Price/SqFt
$135
Pending Sales
24
Conforming Loan Available
Most homebuyers in 70584 can comfortably use conventional financing. The median home price of $234,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 104 days on average, 70584 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70584 sells for 4.4% below asking price (95.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70584 can comfortably use conventional financing. The median home price of $234,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70584 are set at the county level.
2026 Loan Limits — St. Landry Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70584
To purchase the median home at $234,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,949.
Monthly Payment
$1,949
Income Required
$83,510
Principal & Interest
$1,446/mo
Down Payment (5%)
$11,738
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70584.
Estimated Monthly Payment
$1,603
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