70570 — St. Landry Parish, Louisiana Market Snapshot
Housing market data for zip code 70570 in St. Landry Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
62 sales in 2026 (year to date)
Median Sale Price
$165,500
Days to Sell
112
Homes Sold
62
Inventory
99
Sale-to-List
97.2%
New Listings
81
Price/SqFt
$94
Pending Sales
75
Conforming Loan Available
Most homebuyers in 70570 can comfortably use conventional financing. The median home price of $165,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 112 days on average, 70570 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70570 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70570 can comfortably use conventional financing. The median home price of $165,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70570 are set at the county level.
2026 Loan Limits — St. Landry Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70570
To purchase the median home at $165,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,418.
Monthly Payment
$1,418
Income Required
$60,772
Principal & Interest
$1,020/mo
Down Payment (5%)
$8,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70570.
Estimated Monthly Payment
$1,174
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