70535 — St. Landry Parish, Louisiana Market Snapshot
Housing market data for zip code 70535 in St. Landry Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$159,900
Days to Sell
96
Homes Sold
29
Inventory
34
Sale-to-List
93.7%
New Listings
15
Price/SqFt
$86
Pending Sales
30
Conforming Loan Available
Most homebuyers in 70535 can comfortably use conventional financing. The median home price of $159,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 96 days on average, 70535 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70535 sells for 6.3% below asking price (93.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70535 can comfortably use conventional financing. The median home price of $159,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70535 are set at the county level.
2026 Loan Limits — St. Landry Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70535
To purchase the median home at $159,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,375.
Monthly Payment
$1,375
Income Required
$58,933
Principal & Interest
$985/mo
Down Payment (5%)
$7,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70535.
Estimated Monthly Payment
$1,140
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