70070 — St. Charles Parish, Louisiana Market Snapshot
Housing market data for zip code 70070 in St. Charles Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
48 sales in 2026 (year to date)
Median Sale Price
$318,500
Days to Sell
56
Homes Sold
48
Inventory
50
Sale-to-List
98.5%
New Listings
52
Price/SqFt
$171
Pending Sales
43
Conforming Loan Available
Most homebuyers in 70070 can comfortably use conventional financing. The median home price of $318,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
70070's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 70070 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70070 can comfortably use conventional financing. The median home price of $318,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70070 are set at the county level.
2026 Loan Limits — St. Charles Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70070
To purchase the median home at $318,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,590.
Monthly Payment
$2,590
Income Required
$111,011
Principal & Interest
$1,963/mo
Down Payment (5%)
$15,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70070.
Estimated Monthly Payment
$2,121
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