70057 — St. Charles Parish, Louisiana Market Snapshot
Housing market data for zip code 70057 in St. Charles Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$314,900
Days to Sell
52
Homes Sold
11
Inventory
12
Sale-to-List
95.7%
New Listings
8
Price/SqFt
$167
Pending Sales
8
Conforming Loan Available
Most homebuyers in 70057 can comfortably use conventional financing. The median home price of $314,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
70057's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 70057 sells for 4.3% below asking price (95.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70057 can comfortably use conventional financing. The median home price of $314,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70057 are set at the county level.
2026 Loan Limits — St. Charles Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70057
To purchase the median home at $314,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,563.
Monthly Payment
$2,563
Income Required
$109,828
Principal & Interest
$1,940/mo
Down Payment (5%)
$15,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70057.
Estimated Monthly Payment
$2,099
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