71292 — Ouachita Parish, Louisiana Market Snapshot
Housing market data for zip code 71292 in Ouachita Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$266,450
Days to Sell
33
Homes Sold
30
Inventory
40
Sale-to-List
98.7%
New Listings
49
Price/SqFt
$141
Pending Sales
42
Conforming Loan Available
Most homebuyers in 71292 can comfortably use conventional financing. The median home price of $266,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
71292's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 71292 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 71292 can comfortably use conventional financing. The median home price of $266,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 71292 are set at the county level.
2026 Loan Limits — Ouachita Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 71292
To purchase the median home at $266,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,191.
Monthly Payment
$2,191
Income Required
$93,919
Principal & Interest
$1,642/mo
Down Payment (5%)
$13,323
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 71292.
Estimated Monthly Payment
$1,799
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