70345 — Lafourche Parish, Louisiana Market Snapshot
Housing market data for zip code 70345 in Lafourche Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$133,000
Days to Sell
128
Homes Sold
12
Inventory
34
Sale-to-List
92.5%
New Listings
18
Price/SqFt
$71
Pending Sales
10
Conforming Loan Available
Most homebuyers in 70345 can comfortably use conventional financing. The median home price of $133,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 128 days on average, 70345 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70345 sells for 7.5% below asking price (92.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70345 can comfortably use conventional financing. The median home price of $133,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70345 are set at the county level.
2026 Loan Limits — Lafourche Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70345
To purchase the median home at $133,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,169.
Monthly Payment
$1,169
Income Required
$50,100
Principal & Interest
$820/mo
Down Payment (5%)
$6,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70345.
Estimated Monthly Payment
$973
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