70591 — Jefferson Davis Parish, Louisiana Market Snapshot
Housing market data for zip code 70591 in Jefferson Davis Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$224,700
Days to Sell
96
Homes Sold
10
Inventory
14
Sale-to-List
96.5%
New Listings
16
Price/SqFt
$109
Pending Sales
13
Conforming Loan Available
Most homebuyers in 70591 can comfortably use conventional financing. The median home price of $224,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 96 days on average, 70591 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70591 sells for 3.5% below asking price (96.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70591 can comfortably use conventional financing. The median home price of $224,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70591 are set at the county level.
2026 Loan Limits — Jefferson Davis Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70591
To purchase the median home at $224,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,872.
Monthly Payment
$1,872
Income Required
$80,211
Principal & Interest
$1,385/mo
Down Payment (5%)
$11,235
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70591.
Estimated Monthly Payment
$1,541
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