70581 — Jefferson Davis Parish, Louisiana Market Snapshot
Housing market data for zip code 70581 in Jefferson Davis Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Jefferson Davis Parish county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$160,150
Days to Sell
214
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 70581 can comfortably use conventional financing. The median home price of $160,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 214 days on average, 70581 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 70581 can comfortably use conventional financing. The median home price of $160,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70581 are set at the county level.
2026 Loan Limits — Jefferson Davis Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70581
To purchase the median home at $160,150 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,377.
Monthly Payment
$1,377
Income Required
$59,015
Principal & Interest
$987/mo
Down Payment (5%)
$8,008
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70581.
Estimated Monthly Payment
$1,141
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