70546 — Jefferson Davis Parish, Louisiana Market Snapshot
Housing market data for zip code 70546 in Jefferson Davis Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
25 sales in 2026 (year to date)
Median Sale Price
$190,000
Days to Sell
84
Homes Sold
25
Inventory
36
Sale-to-List
96.4%
New Listings
28
Price/SqFt
$99
Pending Sales
23
Conforming Loan Available
Most homebuyers in 70546 can comfortably use conventional financing. The median home price of $190,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 70546 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70546 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70546 can comfortably use conventional financing. The median home price of $190,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70546 are set at the county level.
2026 Loan Limits — Jefferson Davis Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70546
To purchase the median home at $190,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,606.
Monthly Payment
$1,606
Income Required
$68,817
Principal & Interest
$1,171/mo
Down Payment (5%)
$9,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70546.
Estimated Monthly Payment
$1,326
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 70546. Tell us what you're looking for.