70764 — Iberville Parish, Louisiana Market Snapshot
Housing market data for zip code 70764 in Iberville Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$175,000
Days to Sell
60
Homes Sold
33
Inventory
N/A
Sale-to-List
97.1%
New Listings
N/A
Price/SqFt
$136
Pending Sales
36
Conforming Loan Available
Most homebuyers in 70764 can comfortably use conventional financing. The median home price of $175,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 70764 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70764 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70764 can comfortably use conventional financing. The median home price of $175,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70764 are set at the county level.
2026 Loan Limits — Iberville Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70764
To purchase the median home at $175,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,491.
Monthly Payment
$1,491
Income Required
$63,891
Principal & Interest
$1,078/mo
Down Payment (5%)
$8,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70764.
Estimated Monthly Payment
$1,233
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 70764. Tell us what you're looking for.