70818 — East Baton Rouge Parish, Louisiana Market Snapshot
Housing market data for zip code 70818 in East Baton Rouge Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$357,450
Days to Sell
125
Homes Sold
42
Inventory
N/A
Sale-to-List
99.1%
New Listings
N/A
Price/SqFt
$159
Pending Sales
45
Conforming Loan Available
Most homebuyers in 70818 can comfortably use conventional financing. The median home price of $357,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 125 days on average, 70818 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70818 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70818 can comfortably use conventional financing. The median home price of $357,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70818 are set at the county level.
2026 Loan Limits — East Baton Rouge Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70818
To purchase the median home at $357,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,889.
Monthly Payment
$2,889
Income Required
$123,800
Principal & Interest
$2,202/mo
Down Payment (5%)
$17,873
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70818.
Estimated Monthly Payment
$2,362
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