70806 — East Baton Rouge Parish, Louisiana Market Snapshot
Housing market data for zip code 70806 in East Baton Rouge Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$75,000
Days to Sell
89
Homes Sold
11
Inventory
N/A
Sale-to-List
94.2%
New Listings
N/A
Price/SqFt
$111
Pending Sales
16
Conforming Loan Available
Most homebuyers in 70806 can comfortably use conventional financing. The median home price of $75,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 70806 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70806 sells for 5.8% below asking price (94.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70806 can comfortably use conventional financing. The median home price of $75,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70806 are set at the county level.
2026 Loan Limits — East Baton Rouge Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70806
To purchase the median home at $75,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $725.
Monthly Payment
$725
Income Required
$31,056
Principal & Interest
$462/mo
Down Payment (5%)
$3,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70806.
Estimated Monthly Payment
$614
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