71046 — De Soto Parish, Louisiana Market Snapshot
Housing market data for zip code 71046 in De Soto Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 3 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the De Soto Parish county page for broader data.
Market Sales Data
3 sales in 2026 (year to date)
Median Sale Price
$164,900
Days to Sell
3
Homes Sold
3
Inventory
1
Conforming Loan Available
Most homebuyers in 71046 can comfortably use conventional financing. The median home price of $164,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
71046 is an extremely competitive market with homes selling in just 3 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 71046 can comfortably use conventional financing. The median home price of $164,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 71046 are set at the county level.
2026 Loan Limits — De Soto Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 71046
To purchase the median home at $164,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,413.
Monthly Payment
$1,413
Income Required
$60,575
Principal & Interest
$1,016/mo
Down Payment (5%)
$8,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 71046.
Estimated Monthly Payment
$1,171
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