70346 — Ascension Parish, Louisiana Market Snapshot
Housing market data for zip code 70346 in Ascension Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$283,827
Days to Sell
63
Homes Sold
16
Inventory
N/A
Sale-to-List
100.2%
New Listings
N/A
Price/SqFt
$140
Pending Sales
11
Conforming Loan Available
Most homebuyers in 70346 can comfortably use conventional financing. The median home price of $283,827 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 70346 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70346 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70346 can comfortably use conventional financing. The median home price of $283,827 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70346 are set at the county level.
2026 Loan Limits — Ascension Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70346
To purchase the median home at $283,827 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,325.
Monthly Payment
$2,325
Income Required
$99,625
Principal & Interest
$1,749/mo
Down Payment (5%)
$14,191
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70346.
Estimated Monthly Payment
$1,907
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 70346. Tell us what you're looking for.