66401 — Wabaunsee County, Kansas Market Snapshot
Housing market data for zip code 66401 in Wabaunsee County, Kansas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 5 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Wabaunsee County county page for broader data.
Market Sales Data
5 sales in 2026 (year to date)
Median Sale Price
$279,999
Days to Sell
80
Homes Sold
5
Inventory
5
Conforming Loan Available
Most homebuyers in 66401 can comfortably use conventional financing. The median home price of $279,999 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 66401 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 66401 can comfortably use conventional financing. The median home price of $279,999 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 66401 are set at the county level.
2026 Loan Limits — Wabaunsee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 66401
To purchase the median home at $279,999 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,295.
Monthly Payment
$2,295
Income Required
$98,368
Principal & Interest
$1,725/mo
Down Payment (5%)
$14,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 66401.
Estimated Monthly Payment
$1,883
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