66006 — Franklin County, Kansas Market Snapshot
Housing market data for zip code 66006 in Franklin County, Kansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$342,300
Days to Sell
34
Homes Sold
13
Inventory
31
Sale-to-List
100.1%
New Listings
37
Price/SqFt
$212
Pending Sales
24
Conforming Loan Available
Most homebuyers in 66006 can comfortably use conventional financing. The median home price of $342,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
66006's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 66006 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 66006 can comfortably use conventional financing. The median home price of $342,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 66006 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 66006
To purchase the median home at $342,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,773.
Monthly Payment
$2,773
Income Required
$118,825
Principal & Interest
$2,109/mo
Down Payment (5%)
$17,115
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 66006.
Estimated Monthly Payment
$2,268
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