50566 — Webster County, Iowa Market Snapshot
Housing market data for zip code 50566 in Webster County, Iowa. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Webster County county page for broader data.
Market Sales Data
1 sales in 2017
Median Sale Price
$8,399
Days to Sell
100
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 50566 can comfortably use conventional financing. The median home price of $8,399 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 100 days on average, 50566 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 50566 can comfortably use conventional financing. The median home price of $8,399 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50566 are set at the county level.
2026 Loan Limits — Webster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50566
To purchase the median home at $8,399 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $214.
Monthly Payment
$214
Income Required
$9,186
Principal & Interest
$52/mo
Down Payment (5%)
$420
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50566.
Estimated Monthly Payment
$202
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