50047 — Warren County, Iowa Market Snapshot
Housing market data for zip code 50047 in Warren County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$254,400
Days to Sell
20
Homes Sold
15
Inventory
8
Sale-to-List
97.7%
New Listings
17
Price/SqFt
$213
Pending Sales
17
Conforming Loan Available
Most homebuyers in 50047 can comfortably use conventional financing. The median home price of $254,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 50047 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 50047 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 50047 can comfortably use conventional financing. The median home price of $254,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50047 are set at the county level.
2026 Loan Limits — Warren County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50047
To purchase the median home at $254,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,099.
Monthly Payment
$2,099
Income Required
$89,963
Principal & Interest
$1,568/mo
Down Payment (5%)
$12,720
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50047.
Estimated Monthly Payment
$1,724
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