50219 — Marion County, Iowa Market Snapshot
Housing market data for zip code 50219 in Marion County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$391,250
Days to Sell
42
Homes Sold
52
Inventory
71
Sale-to-List
97.8%
New Listings
82
Price/SqFt
$228
Pending Sales
49
Conforming Loan Available
Most homebuyers in 50219 can comfortably use conventional financing. The median home price of $391,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
50219's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 50219 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 50219 can comfortably use conventional financing. The median home price of $391,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50219 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50219
To purchase the median home at $391,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,148.
Monthly Payment
$3,148
Income Required
$134,899
Principal & Interest
$2,411/mo
Down Payment (5%)
$19,563
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50219.
Estimated Monthly Payment
$2,571
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