52402 — Linn County, Iowa Market Snapshot
Housing market data for zip code 52402 in Linn County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
108 sales in 2026 (year to date)
Median Sale Price
$198,750
Days to Sell
13
Homes Sold
108
Inventory
25
Sale-to-List
100.8%
New Listings
133
Price/SqFt
$135
Pending Sales
128
Conforming Loan Available
Most homebuyers in 52402 can comfortably use conventional financing. The median home price of $198,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
52402 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 52402 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 52402 can comfortably use conventional financing. The median home price of $198,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52402 are set at the county level.
2026 Loan Limits — Linn County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52402
To purchase the median home at $198,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,673.
Monthly Payment
$1,673
Income Required
$71,690
Principal & Interest
$1,225/mo
Down Payment (5%)
$9,938
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52402.
Estimated Monthly Payment
$1,380
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